Familiar with financial long term investments?  Well, it may be time to apply that to your personal lives.  Deciding to invest time and resources to getting your home in order now can help so many things long term.  It can get you back on track, free up time to do more enjoyable things in life, or simply lighten the load of the "daily grind".  This kind of investment has a high dividend yield.  I strongly believe that dedicating time and energy today (yours and mine) will pay off in more ways than you can imagine.